How much bank balance is required for a UK Visit visa?
Last Updated: Friday, 07/08/2023
When applying for a UK visit visa from Dubai, one of the requirements is to submit proof you have enough money to support your stay in the UK. You ought to meet this eligibility criterion to be issued a UK visit visa.
You must prove you have enough money when traveling to the UK to prove you are a genuine visitor. You are not traveling to the UK to find a job under a visit visa.
But how much bank balance is required for a UK Visit visa? Well, this article has a detailed answer to this question.
2How much bank balance is required for a UK Visit visa?
You must be aware that there is no predetermined minimum amount of money you will need to show to obtain your visitor visa.
However, to increase the chances of being issued a UK visit visa, you must have a minimum of 15000 - 20000 AED in your bank account when applying.
3Visitor visa guidance for case officers
In the instructions for case officers about the visiting visa, it says very clearly: "Check that the applicant has enough money and a place to stay for the whole time they plan to stay in the UK or for the time they want to stay if they are granted permission to stay." A person must have no set amount of money to be eligible for this."
The most important thing is for the case officer to believe that the information you put on your application is true and that the money you have access to is enough for your trip.
The UKVI has been told, "At the border, you may want to ask where the applicant will be staying and ask for proof that they have enough money to cover the costs they are likely to incur during their visit."
You must explain why you are in the UK and that your money matches your goals. The case officer will consider how much your stay is supposed to cost and how you can get money, like your normal wage.
For example, if you are in the United Kingdom to get private medical care, you must show a ticket for your care and prove that you have enough money to pay for it.
Additionally, if you plan to stay in hotels while visiting the UK, you must show proof that you have enough money to pay for your room and food.
4Sources of funds in your account
The rule of thumb is that you need to be able to show where the money in your account came from. The officer may want to undertake additional checks to determine the source of your finances if they appear on your documentation to be sufficient for your planned stay but have been there for a while.
There may also be cause for alarm over the timing of deposits into your account. Bank deposits made right before your statement was printed, or those that don't match your account's pattern, may be considered suspicious.
You are again obligated to disclose the origins of any deposits or credits to your account that are not directly related to your business or occupation.
5Employment sources of income
Paystubs and bank statements that indicate the candidate's salary being deposited into their bank account can be useful evidence of consistent earnings from employment. This evidence can help establish whether or not an application will be granted the position.
A letter from the employer verifying the income, when the salary is paid, how the salary is paid, and data regarding the applicant's function is another useful piece of documentation to have on hand.
The applicant's responsible for ensuring that any evidence of employment they provide demonstrates that they earn an amount sufficient to cover the costs associated with their trip to the UK.
6Non-employment sources of income
The applicant must be able to convincingly establish that they have other sources of income such as profits, earnings from rent, or a pension.
Documentary evidence of the origin of the funds, including but not limited to share and rental agreements or a letter from the pension provider, should also be produced in addition to evidence that the money was successfully deposited into the bank account.
In a perfect world, this would demonstrate a history of consistent payments and indicate that payments ought to be maintained. If evidence of a business is produced, the documents that illustrate the business's activity and profitability may also be considered.
7Savings sources of income
The applicant must provide evidence that they have accumulated finances for the trip, whether through employment or another means.
It is necessary to produce bank statements that detail the quantity of money that is accessible as well as its source.
This may constitute help from a third party if the financial assistance came from another individual.
A third party can sponsor the applicant's trip to the UK. If the Home Office is convinced that the third party:
- Has a genuine connection with the visitor, either professionally or personally.
- Is it not or won't violate UK immigration regulations at the time of the decision or the visitor's entry into the UK?
- The Home Office will accept the application for third-party support and issue the visitor a visa if the third party can and will support the visitor for the expected duration of their stay.
The third party can be a member of the applicant's direct or extended family, a friend, or a coworker from the applicant's professional network.
Documents showing that they are related to the application through family or work must be shown. These include birth papers, adoption records, and marriage licenses.
Photos or notes about talks between the applicant and the third person could also show how well they know each other.
If a third party helps, they need to make a promise, and that party should know its importance.
When making a choice, the Home Office might look at the third party's immigration status and how often they have helped in the past.
If the third party is a person, proof must be shown that they have enough money to take care of themselves, the applicant, and any children.